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Cashflow Funding

Solve Cash Flow Crunches. Unlock Working Capital.

Whether payroll looms or a key
client pays late, the result is the same: pressure.
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We help you access flexible liquidity fast with no wasted time and real human support.

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Cashflow
The day-to-day inflow and outflow of money.
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Working Capital
The cushion between your current assets and liabilities.

Poor working capital creates cash flow gaps and vice versa. We help you fix both!

Explore the right option for your business or skip straight to matching for more expert guidance:

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Business loans

One-off lump sums with fixed repayments for clearer planning.

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Invoice Finance

Release 90–99% of unpaid invoices, without chasing clients.

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B2B
Buy-Now-Pay-Later

Offer 30–90 day terms and still get paid upfront.

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Revolving Credit

Draw and repay flexibly; ideal for seasonal dips or delayed revenue.

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Trade & Inventory Finance

Pay suppliers early. Repay after goods are sold.

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HMRC & Tax Finance

Spread your HMRC payments to avoid penalties.

Why business owners & CFOs choose Risecap

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Strategic Matching

Built on how lenders actually decide

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Fewer Chasing Emails

Upload once, track everything

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Real People on Your Side

No call-centre pressure, just calm expertise

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Transparent Terms

We show what others hide

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Negotiated Structures

Not just quote shopping, we drive better deals

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"I received excellent customer service — extremely helpful, professional, and efficient in communication. Mo went above and beyond to assist me, and the whole process was smooth and stress-free. Truly appreciate the outstanding support!"
Naseer, Director

Freqently asked questions

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Is this a loan or a line of credit?

Depends on the product. Invoice finance and VAT refunds auto-clear. Revolving credit behaves
like an overdraft.

Will I have to sign a personal guarantee?

Not always. Some are unsecured or backed by invoices. We’ll flag where it applies — and can help with PG insurance.

Do I need perfect credit?

No. We work with lenders who understand real-world bumps, not just perfect spreadsheets.

How fast can I get the funds?

Some complete in hours. It depends on the product and your responsiveness.

What documents will I need?

Yes for development finance lenders typically want proof of prior successful projects. Bridging loans are more flexible.

Will this impact my credit score?

No. We never run personal credit checks, and no lender does until you approve it.

Ready to Experience a Better Way to Fund Your Business?

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Risecap logo in deep purple, representing a business funding service provider focused on personalized financial solutions.
Contact:
hello@risecap.co.uk
0203 089 7919
London Office:
25 Green Street, Mayfair, London, W1K 7AX
Northern Office:
1st Floor 8-12 London Street, Southport, PR9 0UE
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Lending Products
Business LoansInvoice FinanceRevolving CreditRevenue BasedBNPL (B2B)Venture Debt
Trade & inventory FinanceAsset Finance (HP / Lease)Asset-Based LendingBridging LoansDevelopment Finance
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Award from SME news
Shortlisted award badge for Cashflow Finance Broker of the Year 2025 by NACFB, highlighting Risecap's excellence in business funding solutions.
Risecap Ltd (Company no. 11203916) Data Protection Number ZA553906. The registered address is 1st Floor 8-12 London Street, Southport, Merseyside, United Kingdom, PR9 0UE. Risecap is a credit broker and not a lender.
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We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow. In some circumstances, we do not receive any commission or fee from the lender, we will detail the commission or fee scenario throughout your customer journey
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