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Development Finance
From First Brick to Final Sale
Whether you’re building from the ground up or refurbishing existing properties, development finance provides staged funding to bring your plans to life. We help you secure the right structure and lender for your project’s timeline, costs, and exit strategy.
Find your funding
Quick Snapshot
Loan Size
£500,000 – £50,000,000+
Term
6 – 36 months
Typical Rate
6% – 13% per annum (rolled-up interest)
Security
1st charge on land or property; 2nd charge on existing property
Release Structure
Tranches certified by surveyor
Exit Options
Sale of units, refinance, retained profits
What Is Development Finance?
Development finance funds the construction or refurbishment of residential, commercial, or mixed-use property. The facility is released in stages to match your build milestones, with funds drawn as each phase progresses.
This structure protects cash flow and aligns financing with delivery, making it ideal for time-sensitive or multi-phase projects.
Why Use Development Finance?
How Risecap makes it easier
Is This Right for You?
Development Finance Process: Initial Drawdown, Staged Funding & Exit
Initial drawdown for land, legals, or early works
Staged drawdowns based on surveyor-certified progress
Loan repaid through exit: sale, refinance, or profit retention
Frequently Asked Questions
Not typically. Most deals roll up interest and repay at exit
Only if you want to. You can see matched options first and we’re here if you want expert support before or after.
Planning consent, cost plan, schedule, GDV estimate, developer bio or CV, and exit plan
SMEs from £2–50m revenue across sectors. Whether you’re growing fast or facing a cash squeeze, we can help.
Yes, in most cases. If a lender pays us, you don’t. If not, we’ll agree a clear fee upfront.
Ready to Fund Your Next Property Project?
Find Your Funding