BNPL (B2B)

Get Paid Upfront.
Offer Your Customers Flexibility.

Let customers pay in 30–120 days while you get paid immediately. B2B BNPL accelerates your cash flow, boosts sales, and protects relationships without taking on risk.

Find your funding

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Quick Snapshot

Advance Range

£10,000 – £2,000,000

Term

30 – 120 days

Typical Fee

2 – 6% of invoice

Security

Typically unsecured

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What Is B2B Buy Now, Pay Later?

B2B BNPL lets your business customers spread payments over 30 to 120 days while you get paid immediately by the BNPL provider.
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It reduces friction in your sales process and gives you working capital certainty. You issue an invoice; the lender pays you (often within 24 hours) and collects from your customer later.

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Why Choose B2B BNPL?

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Get paid faster 24–48h from invoicing
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Offer terms without risk – lender handles collections
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Boost sales conversions – help customers manage cash flow
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Protect relationships – no chasing payments
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No extra collateral – typically unsecured
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Is it right for me?

Best when you:
Have seasonal or uneven revenue
Need working capital you can control
Want to avoid multiple applications
Think twice if:
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Need a single upfront sum (consider Fixed-Term Loans)
Bridging finance concept illustration, highlighting quick funding solutions for property transactions and auction deals, relevant to Risecap's financial services.
Can’t confidently manage short-term repayments
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Is Risecap’s B2B BNPL Right for Your Business?

Best when you:
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Sell to other businesses on invoice terms
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Want to accelerate cash flow and close more deals
Think twice if:
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Rely mainly on upfront payments
Bridging finance concept illustration, highlighting quick funding solutions for property transactions and auction deals, relevant to Risecap's financial services.
Don’t want a third party involved in billing
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Freqently asked questions

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How fast can I get paid?

Usually within 24–48 hours of invoice submission.

Do I need to change my invoicing system?

No. Most providers integrate easily or act as a plug-in.

What does it cost?

Fees range from 2–6% depending on term and customer risk.

Do I still manage the customer relationship?

Yes. You stay in control of branding and communication.

Does this affect my customer’s credit file?

Sometimes. Providers disclose terms clearly and handle compliance.

Ready to Offer Flexible Terms and Get Paid Faster?

     Find Your Funding