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Why Risecap?

Traditional business finance is full of noise. Rushed decisions, confusing offers, sales-first middlemen. We started Risecap to change that. To bring clarity, care and real strategy to SME funding.
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"If you can understand your funding options in minutes instead of weeks and feel like someone's actually in your corner, you'll make better calls for your business. Simple as that."

Tony Jaiyeola, Founder & Managing Director

Since 2020, more than 1,000 UK businesses have come to us about funding.

What we do differently

01

We ask why

We ask why

We ask why

We ask the “why” behind the spreadsheet, speak plainly, and prioritise your goals.

02

No surprises

No surprises

No surprises

Good news fast. Bad news faster. You always know where you stand.

03

Structure first

Structure first

Structure first

We shape the deal around what you're trying to do, not around a product someone needs to sell.

04

We read your numbers like a lender

We read your numbers like a lender

We read your numbers like a lender

We assess your numbers the way a lender will and fix the structure before you apply. Fewer surprises, better odds.

05

Matched on real lender rules

Matched on real lender rules

Matched on real lender rules

Our platform screens 300+ funding products using real lender rules and ratios, not guesswork.

06

Even when it costs us

Even when it costs us

Even when it costs us

If a deal isn't right for you, we say so, even when there's a fee in it for us.

07

We stick around

We stick around

We stick around

We measure success in years, not transactions. We’re with you before, during, and after the deal.

What we do differently

empathy

We ask why

We ask the “why” behind the spreadsheet, speak plainly, and prioritise your goals.

folder

No surprises

Good news fast. Bad news faster. You always know where you stand.

depth-perception

Structure first

We shape the deal around what you're trying to do, not around a product someone needs to sell.

darts

We read your numbers like a lender

We assess your numbers the way a lender will and fix the structure before you apply. Fewer surprises, better odds.

Puzzzle

Matched on real lender rules

Our platform screens 300+ funding products using real lender rules and ratios, not guesswork.

folder

Even when it costs us

If a deal isn't right for you, we say so, even when there's a fee in it for us.

Handsshake

We stick around

We measure success in years, not transactions. We’re with you before, during, and after the deal.

Clients We Work With

Our clients are business owners, CFOs and advisers who want a straight answer and funding that fits.

Whether you want to avoid a personal guarantee, pay less than you do now, or fund the next stage, we listen first, then work out which of 300+ lending products actually fit.

Risecap logo in deep purple, representing a business funding service provider focused on personalized financial solutions.

Impact So Far

£127M+
Funding requests assessed since 2020
1,000+
UK businesses served
70+
Five-star reviews across Trustpilot and Google
NACFB
Shortlisted, Service Excellence Award 2026
Winner
Best Ethical SME Finance Company - 2024 SME News
The Team Behind the Work
Smiling man with glasses in a white shirt, representing the dedicated team at Risecap, a financial services company focused on supporting SMEs.
Tony Jaiyeola
Founder & MD
Ex-investment banker. Started Risecap after watching too many good businesses get told no.
Rudi Witkowsky, Head of Credit at Risecap
Rudi Witkowsky
Head of Credit
Owns credit quality across every deal, from the 5 Cs assessment to lender-grade packaging. Believes a well-built case is the strongest negotiating position there is.
Michael Joyce
Senior Funding Associate
"I bring two values that ground me: integrity, and a daily drive to improve."
Meet the full team

Tell us what you're trying to fund

Whether you run the business or you're the CFO who has to make the numbers work, the first conversation is the same. Fifteen minutes, no pitch.

In most cases the lender pays us, so that first conversation costs you nothing.

Book a call

Ready to find out where you stand?

Find funding
Risecap logo in deep purple, representing a business funding service provider focused on personalized financial solutions.
Contact:
hello@risecap.co.uk
0203 089 7919
Address:
344-354 Gray's Inn Road, London, WC1X 8BP
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Award from SME news
Shortlisted badge, NACFB Commercial Broker Awards 2026, Service Excellence Award
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Risecap Ltd (Company no. 11203916) Data Protection Number ZA553906. The registered address is 344-354 Gray's Inn Road, London, WC1X 8BP. Risecap is a funding consultancy and not a lender. Risecap Ltd is not authorised or regulated by the Financial Conduct Authority and arranges commercial finance for limited companies only.
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We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow. In some circumstances, we do not receive any commission or fee from the lender, we will detail the commission or fee scenario throughout your customer journey.

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