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Bridging Loans
Fast Funding for Property Deals
Whether you’re purchasing a property at auction, funding a time-sensitive development, or need to act before a traditional mortgage completes, bridging finance delivers fast, short-term capital.
Find your funding
Quick Snapshot
Borrowing Range
£50,000 – £25,000,000+
Term
1 – 24 months
Typical Rate
0.7% – 1.5% per month
Security
1st or 2nd charge over property
Security
Acquisition, refurbishment, auction, chain break, commercial purchases
What Is a Bridging Loan?
A bridging loan is short-term property finance secured against residential, commercial, or mixed-use assets. It’s designed to fill a temporary funding gap before a sale, refinance, or other liquidity event.
You receive a lump sum upfront and usually repay at the end of the term with rolled-up interest. It’s ideal for scenarios where speed and certainty are critical.
Why Use Bridging Finance?
Why Choose Venture Debt?
Is a Bridging Loan Right for Your Property Transaction?
How It Works
Asset identified and valued
Funds released after legals and due diligence
Loan repaid via sale, refinance, or other exit strategy
Freqently asked questions
Most deals complete within 3 to 10 working days depending on legals and valuation
Residential, commercial, mixed-use, and some development sites with planning
Not always. Rolled-up or retained interest is common and repaid at the end
Usually not without additional security. Most lenders want 60–75% LTV
Potentially. We’ll structure the facility to avoid conflicts with senior debt
Ready to Secure Short-Term Property Finance?
Find Your Funding