Frequently Asked Questions
We blend smart tech with real funding expertise. Our platform scans 300+ lending products using lender-approved logic, then our team steps in to refine, narrate, and guide the funding case. Lenders trust the quality of our applications and clients trust us to navigate the process with clarity and care.
We’re fully independent, so you always see the full picture and stay in control.
We always give you honest guidance, faster outcomes, and better-aligned funding.
We analyse your data like a lender would, before you apply, to create an accurate picture of your options prior to the underwriting process. We can do this because our online platform is built using up-to-date lender credit rules.
Throughout your journey, you’ll be given human support, not sales pressure. Our experts act in your interest, not for a commission.
We’re not a lender, we’re an independent funding partner with deep ties to both traditional lenders like banks and innovative newer lenders. As your funding partner we give you access to a full panel of lenders across every product type and the leverage to negotiate.
You can get started with a short form, we’ll guide you on what’s needed next based on your deal. In most cases, lenders will request:
- Latest management accounts
- 6–12 months of business bank statements
- Director ID (passport or licence)
- VAT returns or forecast (for some deals)
The more you share upfront, the sharper your match will be.
Yes - our team are happy to walk you through the process or answer questions before you submit any info.
Some lenders may require one, depending on the deal structure. We’ll flag this early and explain what it means before any commitment is made.
No. We never run credit checks ourselves. If a lender needs one, they’ll only proceed after you give explicit written consent.
Yes. We work with lenders who can support businesses with historic or current credit challenges. Let us know your situation and we’ll guide you honestly on what’s possible.
You’ll typically see matched options within 24 hours, often sooner. No lenders will contact you directly. You stay in control, every step of the way.
In most cases, our platform is free to use. If a lender pays us, you won’t and we never inflate rates.
If we work with a lender who doesn’t pay intermediaries, we’ll agree a fair, transparent fee with you in advance.
We don’t support pre-revenue or pre-trade businesses. But if you’ve been trading for at least 6 months and can show growth potential we may be able to help.
You can get started with a short form, we’ll guide you on what’s needed next based on your deal. In most cases, lenders will request:
- Latest management accounts
- 6–12 months of business bank statements
- Director ID (passport or licence)
- VAT returns or forecast (for some deals)
The more you share upfront, the sharper your match will be.
Or contact us directly at 0203 089 7919 or funding@risecap.co.uk.
Still have questions?
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