The best client relationships grow with the business. We first helped this UK technology business secure a single loan during the pandemic to steady cash flow. It has grown fast since, with turnover up more than 270%. Round after round, we arranged the funding for the next stage, and most recently secured a £2.75m facility that refinanced its debt and freed up cash to keep scaling. Same business, same funding partner, a much bigger scale.

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Client snapshot

Industry: Technology

Size: Established SME, part of a larger group

Years operating: More than a decade

Geography: United Kingdom

Description: A fast-growing UK technology business we have worked with since the pandemic, now part of a larger group, that has come back to us round after round as it has scaled.

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The growth journey

- Started with a single loan during the pandemic to steady cash flow

- Came back for working capital and asset finance as demand grew

- Five rounds of funding secured with us since 2022, each larger than the last as the business scaled

- Turnover up more than 270% since the pandemic

- Most recently, a £2.75m facility to refinance debt and fund the next stage of growth

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The challenge

This was never just a refinance. The business was growing quickly and needed capital to match, while tidying up borrowing it had taken on along the way. On paper it had every box ticked: more than a decade of trading, a clean record, filings up to date. But it had recently changed its registered name and sat inside a larger group, which made high-street banks hesitate before they even looked at the growth story.

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Our approach

- Knew the business already, from years of arranging its funding, so there was no starting from scratch

- Mapped the full group structure so lenders could see past the name change

- Took the growth story, not just the balance sheet, to lenders who back scaling businesses

- Pushed for the full amount in one facility, to both refinance and fund the next stage

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The impact

- A single £2.75m facility refinanced existing debt and freed up cash to keep growing

- Turnover has grown by more than 270% since the pandemic, and the business is still scaling

- Lower monthly repayments, with room for the next stage

- The business completed its fifth round with us, at its largest scale yet

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Takeaway

Growth needs a funding partner who grows with you. Get behind a good business early, help secure the funding for each stage as it scales, and a single pandemic loan can become a £2.75m round and more than 270% of growth, without them ever starting over with a stranger.