Securities-Backed Lending

Unlock Capital Without Selling Your Assets

Raise liquidity from listed shares, private equity, or crypto while keeping your long-term strategy intact. Whether you’re investing, bridging a transaction, or managing a tax event, Risecap structures fast, discreet funding against your financial assets.

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Quick Snapshot

Borrowing range

£250,000 – £5,000,000+

Structure

Bullet or interest-only. Often non-recourse.

Term

3 – 36 months

Typical rate

3.5% – 10%

Eligible Collateral

Listed/unlisted shares, pre-IPO equity, bonds,crypto

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What Is Securities-Backed Lending?

Securities-backed lending allows you to unlock funding using the value of your financial assets without needing to sell them.
Your assets are held as collateral. You access capital. Repayments are fixed, and your long-term holdings stay intact.

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    Typical uses include:

    • Strategic investments
    • M&A bridge capital
    • Tax-efficient liquidity planning
    • Avoiding forced asset sales
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      Common lending structures include:

      • Strategic investments
      • M&A bridge capital
      • Tax-efficient liquidity planning
      • Avoiding forced asset sales
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        Why Use Risecap?

        Unlock value in strategic assets without liquidating
        Access lenders who understand pre-IPO and alternative assets
        Structure deals for privacy, speed, or tax planning
        We benchmark and negotiate your terms so you don’t overpay

        How It Works

        Share deal summary and accounts

        complete a 60-second Funding Finder or call straight through.

        Platform matches you to suitable lenders in minutes

        our AI matching engine surfaces your best lending options

        We structure, negotiate and finalise the terms

        funds land within 1-5 working days, with real-time tracking inside your Risecap portal.

        Is it right for me?

        Best when you:
        Hold eligible financial assets and want to retain ownership
        Need liquidity for 3 to 36 months for a defined strategic purpose
        Think twice if:
        Don’t hold qualifying assets
        Are better suited for secured or unsecured loans
        2 men planning
        “They took the time to explain the options and continued to provide support even after we changed our mind several times and spoke with other people, eventually resulting in a successful outcome.”
        — Steve, Managing Director

        Freqently asked questions

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        What assets are eligible?

        Listed shares, private equity, pre-IPO stock, bonds, and crypto (subject to review)

        Is this a margin loan?

        No. These are private term-based loans, not linked to brokerages or trading platforms.

        What if my asset value drops?

        Lenders use conservative LTVs to reduce risk. Margin calls can occur but are structured to be manageable.

        Do I still receive dividends or retain voting rights?

        Dividends may still flow through. Voting rights are often restricted during the term.

        Is this tax-efficient?

        Usually. Since assets aren’t sold, capital gains may be deferred. Please confirm with your accountant.

        Ready to Release Capital Without Selling Equity?

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