Choose an option below to see rates, terms and eligibility.
Asset Finance (HP /
Lease)
Acquire equipment or vehicles while spreading costs
Asset-Based Lending
Extend your runway without equity dilution
Why business owners & CFOs choose Risecap
Smart Platform, Human Touch
AI does the heavy lifting. Experts guide the call.
Better-Matched Lenders
We’ve mapped 300+ products using real credit criteria so your shortlist is strategic, not just sales-driven.
Negotiated Terms, Not Just Quotes
We understand lender logic and use that to drive sharper structures and savings.
Fewer Emails, Clearer Process
Track every stage in one portal - from uploads to lender questions and term sheets.
Full Transparency
No markups. No pushy calls. Just honest answers and upfront pricing.

Freqently asked questions
Depends on the product. Invoice finance and VAT refunds auto-clear. Revolving credit behaves like an overdraft.
Not always. Some are unsecured or backed by invoices. We’ll flag where it applies — and can help with PG insurance.
No. We work with lenders who understand real-world bumps, not just perfect spreadsheets.
Some complete in hours. It depends on the product and your responsiveness.
Yes for development finance lenders typically want proof of prior successful projects. Bridging loans are more flexible.
No. We never run personal credit checks, and no lender does until you approve it.
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