Explore the right option for your business or skip straight to matching for more expert guidance:
Business loans
One-off lump sums with fixed repayments for clearer planning.
Invoice Finance
Release 90–99% of unpaid invoices, without chasing clients.
B2B
Buy-Now-Pay-Later
Offer 30–90 day terms and still get paid upfront.
Revolving Credit
Draw and repay flexibly; ideal for seasonal dips or delayed revenue.
Trade & Inventory Finance
Pay suppliers early. Repay after goods are sold.
HMRC & Tax Finance
Spread your HMRC payments to avoid penalties.
Why business owners & CFOs choose Risecap
Strategic Matching
Built on how lenders actually decide
Fewer Chasing Emails
Upload once, track everything
Real People on Your Side
No call-centre pressure, just calm expertise
Transparent Terms
We show what others hide
Negotiated Structures
Not just quote shopping, we drive better deals

Freqently asked questions
Depends on the product. Invoice finance and VAT refunds auto-clear. Revolving credit behaves
like an overdraft.
Not always. Some are unsecured or backed by invoices. We’ll flag where it applies — and can help with PG insurance.
No. We work with lenders who understand real-world bumps, not just perfect spreadsheets.
Some complete in hours. It depends on the product and your responsiveness.
Yes for development finance lenders typically want proof of prior successful projects. Bridging loans are more flexible.
No. We never run personal credit checks, and no lender does until you approve it.
Ready to Experience a Better Way to Fund Your Business?