MBO & MBI Funding

Finance Your Buyout or Business Acquisition on your terms.

Whether you’re buying into the company you run (MBO) or taking over a new one (MBI), Risecap structures fast, strategic funding that gets deals done, without excessive personal risk.

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Quick Snapshot

Borrowing range

£250,000 – £20 million

Security

Usually limited or no PG + debenture

Term

1 – 7 years

Typical rate

7% – 16% (varies by structure)

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What is MBO / MBI Funding?

Management Buy-Out (MBO):
When the current leadership team acquires the business they already run.

Management Buy-In (MBI):
When external leaders purchase a company and assume
operational control.

These deals typically require layered finance: term loans, asset-based lending, invoice finance, and sometimes mezzanine or equity. We help you build a funding structure that fits the business and the deal.

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    Why Use Risecap?

    Step into ownership without overleveraging personally
    Secure committed capital early to gain seller confidence
    Use funding tailored to business cash flow, not just assets
    Combine multiple funding types through one coordinated process
    Get lender-matched offers with expert guidance at every stage

    Share deal summary and accounts

    Speak to a Risecap funding expert to discuss your vision and funding structure

    Platform matches you to suitable lenders in minutes

    Our matching engine surfaces your best lending options

    We structure, negotiate and finalise the terms

    This involves lender meetings, financial due diligence and a legal process to complete on the transaction

    How It Works

    Is it right for me?

    Best when you:
    The management team can evidence years of industry experience
    Have a clear deal structure and funding goal
    Think twice if:
    Lack clarity on valuation, structure or personal investment
    No clear second tier management already in place
    2 men planning
    “They took the time to explain the options and continued to provide support even after we changed our mind several times and spoke with other people, eventually resulting in a successful outcome.”
    — Steve, Managing Director

    Freqently asked questions

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    How much personal capital do I need to put in?

    Some level of personal stake helps, but we’ll help structure smart leverage.

    What funding types are used?

    Term loans, invoice finance, asset-based lending, and occasionally mezzanine or equity.

    Can Risecap help with equity?

    We focus on debt funding but can introduce partners if equity is essential.

    What documents do I need?

    Business accounts, projections, deal summary or IM, and a cap table if relevant.

    Can I buy a business with no money down?

    It’s possible to structure a deal with minimal personal capital using layered funding, seller deferrals, and smart leverage. We help explore those paths.

    What’s the best way to finance a business acquisition?

    There’s no single answer. We combine term loans, asset finance, and cash flow lending to build a structure tailored to your deal, valuation, and timeline.

    Ready to Experience a Better Way to Fund Your Business?

    Find Funding